DuitBase

DuitBase is a free credit card calculator for people in Malaysia. You enter a normal month of spending by category: dining, groceries, petrol, online shopping, bills, e-wallet top-ups, overseas and more. You choose what you want to earn: airline miles (Enrich, KrisFlyer, Asia Miles) or cashback. DuitBase then ranks the credit cards from 19 Malaysian banks by what each one would actually give you, with every earn rate, monthly cap, minimum spend and exclusion counted. It can also split your spending across the cards you already hold, so each ringgit goes to the card that pays most for it. Each card page links the bank's own product page and terms, with the date the figures were last checked. No sign-up is needed, your figures stay on your device, and no bank pays for a place in the rankings.